African Alternatives

Discover world-class African-built alternatives to the software you use every day, built for your market, by people who understand it.

Showing 1–12 of 94 companies

Orange Money
Orange Money
Ivory Coast · 2008

Orange Money is a mobile money service provided by Orange, a global telecommunications operator. It enables users to perform a wide range of financial transactions, including money transfers, bill payments, and merchant payments, directly from their mobile phones, primarily serving unbanked and underbanked populations across Africa and the Middle East.

Alt To: PayPal
MTN MoMo
MTN MoMo
South Africa · 2009

MTN MoMo (Mobile Money) is a digital financial service platform offered by MTN Group, a leading African telecommunications company. It enables users to send and receive money, pay bills, purchase airtime and data, and make merchant payments directly from their mobile phones, serving both banked and unbanked populations across Africa.

Alt To: PayPal
Paga
Paga
Nigeria · 2009

Paga is a leading mobile payment platform in Nigeria, providing a wide range of financial services including money transfers, bill payments, and airtime top-up. It connects digital transactions with an extensive agent network, driving financial inclusion across the country.

Alt To: PayPal
Chipper Cash
Chipper Cash
Nigeria · 2018

Chipper Cash is a leading African fintech platform that offers free international money transfers, digital payment cards, and investment opportunities in global stocks for individuals across Africa and beyond. It aims to empower Africans with accessible financial services and build robust payment infrastructure, facilitating seamless cross-border transactions and digital finance.

Alt To: Wise
LemFi
LemFi
Nigeria · 2020

LemFi is an international payment platform designed to help immigrants thrive financially by enabling quick, secure, and often zero-fee money transfers to over 30 countries. It offers multi-currency wallets and competitive exchange rates for global remittances.

Alt To: Wise
Nala
Nala
Tanzania · 2017

Nala is an international money transfer app that enables seamless, fast, and affordable cross-border payments. It allows users to send money from the UK, US, and EU to various countries across Africa and Asia, aiming to lower costs and improve reliability for remittances.

Alt To: Wise
Sendwave
Sendwave
Ghana · 2014

Sendwave is an online service for fast and secure international money transfers via a mobile app. It enables users to send money abroad to loved ones, aiming for lower fees and better value, and is trusted by over one million users worldwide. The service is operated by Zepz (parent company of WorldRemit).

Alt To: Western Union
MFS Africa
MFS Africa
South Africa · 2009

MFS Africa is a leading digital payments hub in Africa, connecting mobile money operators, banks, and other financial institutions across more than 40 African countries. It provides a single API that enables businesses to send and receive payments to and from millions of mobile money wallets, bank accounts, and card schemes, facilitating cross-border remittances and local payment solutions.

Alt To: Western Union
Kuda Bank
Kuda Bank
Nigeria · 2017

Kuda Bank is a digital-first bank providing mobile-centric financial services to Africans. It offers free and low-cost banking services including spending, saving, and sending money, aiming to make banking more accessible and affordable.

Alt To: Revolut
Carbon
Carbon
Nigeria · 2012

Carbon is a leading digital bank in Nigeria that offers a comprehensive suite of financial services. It provides instant loans without collateral, high-yield savings accounts, flexible payment solutions, and debit cards, empowering individuals and businesses with accessible and controlled financial management.

Alt To: Chime
TymeBank
TymeBank
South Africa · 2017

TymeBank is a leading South African digital bank focused on providing accessible and affordable banking services to individuals and businesses. It leverages technology and strategic retail partnerships to offer a full suite of financial products, including transactional accounts, savings tools, loans, and business banking, with a strong emphasis on low fees and financial inclusion.

Alt To: Chime
Lipa Later
Lipa Later
Kenya · 2018

Lipa Later is a leading Buy Now Pay Later (BNPL) platform operating across East Africa and Nigeria, enabling consumers to purchase goods and services in flexible monthly installments. It partners with merchants, both online and in-store, to offer instant credit solutions, thereby boosting sales and customer access to essential and aspirational products.

Alt To: Klarna

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