African Alternatives

Discover world-class African-built alternatives to the software you use every day, built for your market, by people who understand it.

Showing 1–12 of 14 companies

Buy Now Pay Later & Consumer Credit
Klump
Klump
Nigeria · 2021

Klump is a Nigerian Buy Now, Pay Later (BNPL) technology company that empowers both consumers and merchants across Africa. It offers flexible payment options, allowing customers to spread the cost of purchases into interest-free installments, thereby enhancing the online and in-store checkout experience. For businesses, Klump provides an alternative payment solution that drives sales and improves customer affordability.

Alt To: Affirm
Payflex
Payflex
South Africa · 2017

Payflex is a leading Buy Now Pay Later (BNPL) solution in South Africa, enabling consumers to split their purchases into four interest-free installments over six weeks. It offers a flexible and accessible payment option for shoppers while helping merchants increase sales and average order values.

Alt To: Affirm
Zilla
Zilla
Nigeria · 2021

Zilla is a Buy Now, Pay Later (BNPL) platform that enables consumers to purchase goods and services and pay for them in interest-free installments. It provides a flexible payment solution for shoppers while helping businesses increase sales and reduce cart abandonment by offering instant credit at checkout.

Alt To: Affirm · Afterpay
Float
Float
South Africa · 2020

Float is a South African fintech platform that enables consumers to convert credit card purchases into interest-free installment payments at checkout, leveraging their existing credit limits. It provides merchants with a new payment option that boosts sales and average order values by making purchases more accessible, without exposing consumers to new credit facilities. This approach promotes responsible credit usage by utilizing customers' pre-approved credit card limits for flexible repayment.

Alt To: Affirm · Afterpay
TRU
TRU
Egypt · 2019

TRU is a financial technology company offering solutions for consumers to manage their finances and access credit. It focuses on providing flexible payment options, aligning with the Buy Now Pay Later (BNPL) model, empowering users to control their spending and budget more effectively.

Alt To: Klarna
CDCare
CDCare
Nigeria · 2020

CDCare is a Nigerian Buy Now Pay Later (BNPL) platform that empowers consumers to purchase essential goods, electronics, and home appliances on flexible installment plans. It aims to enhance accessibility to high-value items by breaking down costs into manageable, budget-friendly payments, often with transparent or low-interest terms.

Alt To: Affirm · Afterpay
Motito
Motito
Ghana · 2021

Motito is a Ghanaian Buy Now Pay Later (BNPL) platform that enables consumers to purchase essential items like electronics, home appliances, and motorcycles through flexible, interest-free installment plans. It allows customers to pay daily, weekly, or monthly, locking in the product's price from day one and offering early collection options based on payment behavior.

Alt To: Affirm
Mobicred
Mobicred
South Africa · 2013

Mobicred is an African digital credit provider based in South Africa, offering a 'Buy Now Pay Later' solution. It enables online shoppers to make purchases from thousands of partner stores and pay them back through convenient monthly instalments, utilizing a revolving credit facility.

Alt To: Afterpay · Affirm
Sympl
Sympl
Egypt · 2021

Sympl is an Egyptian Buy Now Pay Later (BNPL) platform that enables consumers to make purchases with 0% interest installment plans. It offers a seamless payment experience by allowing shoppers to split payments over time without a traditional application process, fostering greater financial flexibility.

Alt To: Affirm · Afterpay
valU
valU
Egypt · 2017

valU is an Egyptian fintech powerhouse specializing in Buy Now Pay Later (BNPL) solutions and a comprehensive suite of financial services. It empowers individuals with flexible financing options for purchases and offers businesses integrated payroll, HR, and employee benefit solutions.

Alt To: Affirm
PayJustNow
PayJustNow
South Africa · 2019

PayJustNow is a South African Buy Now Pay Later (BNPL) provider that enables consumers to split their purchases into flexible installments, both online and in-store. It offers interest-free payments over three months ('Pay in 3') or extended payments over twelve months with fair interest ('Pay in 12'), designed to make shopping more accessible and manageable.

Alt To: Afterpay · Affirm
CredPal
CredPal
Nigeria · 2018

CredPal is a leading Buy Now Pay Later (BNPL) and consumer credit platform based in Nigeria. It enables individuals and businesses to make purchases and split payments into flexible, interest-free installments, both online and offline. The platform aims to provide seamless access to credit, empowering users to manage their finances more effectively while shopping.

Alt To: Klarna · Affirm · +1

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