United States
15
Alternatives
US-based BNPL platform giving consumers flexible payment options at checkout with transparent pricing and no hidden fees.
African alternatives to Affirm
South Africa
·
2019
PayJustNow is a South African Buy Now Pay Later (BNPL) provider that enables consumers to split their purchases into flexible installments, both online and in-store. It offers interest-free payments over three months ('Pay in 3') or extended payments over twelve months with fair interest ('Pay in 12'), designed to make shopping more accessible and manageable.
South Africa
·
2020
Float is a South African fintech platform that enables consumers to convert credit card purchases into interest-free installment payments at checkout, leveraging their existing credit limits. It provides merchants with a new payment option that boosts sales and average order values by making purchases more accessible, without exposing consumers to new credit facilities. This approach promotes responsible credit usage by utilizing customers' pre-approved credit card limits for flexible repayment.
Nigeria
·
2021
Zilla is a Buy Now, Pay Later (BNPL) platform that enables consumers to purchase goods and services and pay for them in interest-free installments. It provides a flexible payment solution for shoppers while helping businesses increase sales and reduce cart abandonment by offering instant credit at checkout.
South Africa
·
2017
Payflex is a leading Buy Now Pay Later (BNPL) solution in South Africa, enabling consumers to split their purchases into four interest-free installments over six weeks. It offers a flexible and accessible payment option for shoppers while helping merchants increase sales and average order values.
South Africa
·
2013
Mobicred is an African digital credit provider based in South Africa, offering a 'Buy Now Pay Later' solution. It enables online shoppers to make purchases from thousands of partner stores and pay them back through convenient monthly instalments, utilizing a revolving credit facility.
Nigeria
·
2021
Klump is a Nigerian Buy Now, Pay Later (BNPL) technology company that empowers both consumers and merchants across Africa. It offers flexible payment options, allowing customers to spread the cost of purchases into interest-free installments, thereby enhancing the online and in-store checkout experience. For businesses, Klump provides an alternative payment solution that drives sales and improves customer affordability.
